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Summary of Coverage

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THIRD PARTY LIABILITY INURANCE:

Covers Legal Liability to pay damages, arising out of use of the insured vehicle within the Kingdom of Saudi Arabia to Third Parties in respect of Bodily Injuries/ Death and/or Physical Damage to property up to SR. 10,000,000.- any one occurrence and in aggregate subject to Policy conditions.

COMPREHENSIVE INSURANCE:

In addition to Third Party Liability, it covers other Accidental and Malicious Damages to the insured car up to the Declared Value (Sum Insured).

* INSURABLE VEHICLES:

  • Private Cars used for social domestic purposes.
  • Commercial Vehicles used for business purposes.
  • Diplomatic Cars

* OPTIONAL COVERS:

  • Personal Accident Benefits to Driver and Passengers
  • Geographical Area Extension
  • Age Extensions
  • Agency Repair

* MAJOR EXCLUSIONS:

  • The amount of Excess
  • Electrical/ Mechanical Breakdown
  • Use of Vehicle as Tool of Trade.
  • Consequential Loss of any type.
  • Accidents outside the Geographical Area
  • Normal Wear & Tear, Damage to Tyres by application of brakes or by Punctures, Cuts or Bursts.
  • Use of vehicle other than in accordance with the Limitations as to Use
  • Use of Vehicle for Rallying, Racing, Pace Making, Reliability Trials or Speed Testing.
  • Use of Vehicle by any Person other than the Insured or the Authorized driver.
  • Fines, penalties, Bonds or cautions that may be impose.

 

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